Total Permanent Disability is a phrase used in the insurance industry and in law. Generally speaking, it means that because of a sickness or injury, a person is unable to work in their own or any occupation for which they are suited by training, education, or experience. An individual or group of individuals can insure themselves against it through a disability insurance policy, as part of a life insurance package or through worker's compensation insurance.
AIlon has analyzed 13530 people from Germany who have a very high affinity to Berufsunfähigkeitsversicherung and compared the mean values with a representative sample of the population.
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